As 2025 draws to a close, financial markets are catching their breath after a year of strong gains and shifting dynamics. Global markets paused in November after a strong year, as uncertainty around U.S. economic data and the Federal Reserve’s interest rate path weighed on sentiment. Developed market equities were broadly flat, with the MSCI World Index up 0.2%, while U.S. equities edged higher (S\&P 500 +0.1%) despite a robust earnings season where over 80% of companies beat

Following our recent article HERE  on how superannuation benefits are taxed when passed to beneficiaries, one strategy worth exploring in more detail is the withdrawal and re-contribution strategy. This approach can be a powerful tool for improving estate planning outcomes and reducing tax for non-tax dependent beneficiaries. What Is a Withdrawal and Re-Contribution Strategy? A withdrawal and re-contribution strategy involves: Withdrawing  a portion (or all) of your superannu

Global equity markets continued their positive momentum in October, with major indices posting gains despite ongoing geopolitical and economic uncertainties. The S&P/ASX 200 rose by 0.4%, while global equities, as measured by the MSCI World Index (AUD), climbed 3.3%. Emerging markets outperformed developed markets, with the MSCI Emerging Markets Index (AUD) up 5.5%. Sector Performance: Winners and Losers Australian Equities Materials (+4.3%):  Led the gains, buoyed by rising

In our last article, we discussed who you can nominate as a beneficiary on your superannuation account and the tax treatment of your superannuation beneficiary nomination. If you missed that article, you can access it HERE . Scenario 1: Superannuation Passed from One Spouse to Another A spouse (married or de facto) is an eligible beneficiary and considered a SIS Dependant. A spouse is also a Tax Dependant. All benefits paid to a spouse are tax-free, regardless of the superann

September capped off a quarter of positive returns across most major asset classes, as easing trade tensions and a global focus on artificial intelligence (AI) buoyed investor sentiment. However, volatility persisted, with sector performance diverging sharply and macroeconomic signals remaining mixed.   Key Highlights Global technology stocks—especially those linked to AI dominated headlines and drove much of the positive momentum. Emerging markets outperformed developed mark

In our last article, we discussed the types of beneficiary nominations available to superannuation investors. If you missed our last...

August saw global and Australian markets continue their upward momentum, but with notable divergences across sectors and regions....

Superannuation is one of the most significant financial assets you will accumulate over your lifetime. Yet, many overlook the critical...

Financial markets have experienced a dynamic month, with significant developments across various sectors. Here's a comprehensive summary...

Overall Market Performance The month of June saw a mixed performance across global markets. Australian equities continued to rally, with...

May was a month of volatility for global markets, with significant swings driven by geopolitical tensions and economic policy changes....

With the End of the 2025 Financial Year fast approaching, it's the perfect time to review and optimise your financial strategies. Here...

April 2025 was a month marked by volatility and mixed performances across global markets. While local markets showed resilience, global...

Over the past few days, the Trump administration's tariff plans have negatively impacted global markets. During these times of stress,...

Superannuation is often a vital part of your financial planning, and ensuring your superannuation benefits are distributed according to...

As we head towards the end of March 2025, it's time to take a closer look at how the financial markets have performed over the past...

Investing can be a complex journey, often influenced by our emotions and cognitive biases. Understanding these biases and how they impact...

Welcome to our first Economic Update for 2025 after what has been a very busy January in markets. We'll provide you with insights into...

Welcome to our monthly Economic Update for December 2024. November saw a month of significant developments in the global financial...

Welcome to our monthly Economic Update for November 2024. October was a rollercoaster for the financial markets, with significant...